Understanding the Differences Between CHSP and HCP
Navigating government funding for home care can be a daunting task. With various programs available, it’s essential to determine which one suits your needs best. Here, we break down the differences between the Commonwealth Home Support Program (CHSP) and Home Care Packages (HCP) to help you make an informed decision.
What is the Commonwealth Home Support Program (CHSP)?
Launched in July 2015, the CHSP serves as the entry-level tier of the Commonwealth aged care system. It’s designed to provide a small amount of funding for older Australians needing minimal assistance to live safely at home. Notably, the CHSP is not income or means-tested. However, recipients are required to make a modest financial contribution, with the government subsidising the rest. Services are provided through a care plan, typically limited to a few hours a week. These may include services such as domestic assistance, personal care, social support, home maintenance, transport and social support.
Eligibility Criteria for CHSP:
- Aged 65 years or older (50 years or older for Aboriginal or Torres Strait Islander people)
- Aged 50 years or older (45 years or older for Aboriginal and Torres Strait Islander people) and on a low income, homeless, or at risk of homelessness
What are Home Care Packages (HCP)?
HCPs represent the second tier of support in the aged care system, offering a coordinated home care package of services to help individuals live at home longer. There are four levels of support, ranging from basic to high care needs. To access an HCP, you must undergo an assessment by the Aged Care Assessment Team (ACAT). After your assessment, you will receive a letter detailing your approval status and care level.
Flexibility of HCP:
Once assessed and approved, you can choose a provider like Home Care Assistance Sydney City & East to help tailor your care plan. This plan can include assistance with bathing, house cleaning, shopping, and attending community events. Due to high demand, there is often a waiting list for HCPs, but CHSP funding can be used in the interim.
Key Differences Between CHSP and HCP:
Both CHSP and HCP provide support to help you live at home, but they differ in the extent and duration of the care provided. If you require only a few services weekly, the CHSP might be suitable. For more complex needs, an HCP is likely a better option.
Can You Access CHSP and HCP Simultaneously?
Generally, you shouldn’t receive CHSP and HCP funding at the same time, but there are exceptions:
- If on a Level 1 or 2 HCP with a fully allocated budget, you can access short-term Allied Health and Therapy or Nursing services from CHSP.
- If your carer needs respite and you’re on a Level 1 to 4 HCP with a fully allocated budget, additional respite services can be accessed under CHSP.
- In emergencies or if your carer is unable to continue, and you’re on a Level 1 to 4 HCP with a fully allocated budget, extra services can be provided by CHSP on a short-term basis.
- If awaiting a higher-level HCP (Level 3 or 4) and currently on an interim Level 1 or 2 package with a fully allocated budget, additional home modifications can be accessed from CHSP.
If you need help navigating home care funding, Home Care Assistance Sydney City & East is here to assist. Contact us today for guidance through the application process and to simplify the management of your home care needs.
